01

Check the current program version

Program names and descriptions can remain online after details change. Use the current owner-provided terms and effective date.

02

Confirm policy and participation requirements

Ask about the policy type, policy status, program enrollment, location and current eligibility terms.

  • Find the current program document and effective date.
  • Confirm who administers the benefit.
  • Ask which policy or enrollment status is required.
  • Check current location and availability limits.
  • Ask a clinician whether the screening is appropriate for you.
03

Ask about location and availability

Services and insurance products may not be available in every state or area. Availability is not a statement about medical need.

04

Understand what the service can and cannot establish

Screening is not diagnosis. False-positive, false-negative and follow-up questions belong in a medical discussion.

Sources: National Cancer Institute: Cancer Screening Overview

05

Keep insurance underwriting separate

Access to a benefit does not guarantee approval for insurance, a particular rate or a claim outcome.